justInCaseTechnologies Inc. (CEO: Kazy Hata, hereinafter "the Company") has begun providing its SaaS insurance system "joinsure" to Japan Airlines Co., Ltd. (President: Mitsuko Tottori, hereinafter "JAL") from June 27, 2024, to support JAL’s digitalization of customer touchpoints and operational efficiency in the insurance business.

JAL has been stepping up efforts on promoting its mileage program "JAL Mileage Life," where miles can be earned in various everyday life scenes and used for special occasions and experiences. As part of this, they have expanded the mileage utilization scenarios in the insurance field and this time they have added medical insurance and cancer insurance into JAL Insurance where miles can be earned. JAL recognized the value of our insurance marketing know-how and the benefits of adopting the "joinsure" system.

Comment from Mr. Yasushi Omori, Executive Officer, Head of Mileage & Lifestyle Business Division, JAL
"JAL Insurance, which is an online insurance and is the only airline in Japan that offers miles, has been well-received by our customers. In adding cancer insurance and medical insurance to our lineup, we pursued ease of application procedures and clarity of insurance coverage details. Through thorough discussions with justInCaseTechnologies and support based on their advanced knowledge and experience in design and marketing, we were able to create the sites that exceeded our expectations. We look forward to delivering new insurance as part of 'JAL Mileage Life' that enriches everyone's lives with miles."

The Company will continue to pursue value enhancement of insurance products and improve user experience to expand JAL Insurance’s customer reach, together with JAL and Tokio Marine & Nichido Fire Insurance.


About SaaS Insurance System "joinsure"
"joinsure" is a cloud-based insurance business system developed by the Company based on the justInCase Group's knowledge. It consists of an insurance application system, policy management system, and insurance claim management system. It is widely used as a middleware in the scenarios of new company establishments, new product development, and collaboration with platformers. It supports not only small-amount short-term insurance business but also life and non-life insurance operations. In addition to significantly reducing initial costs compared to typical scratch development, it enables quick market entry of insurance products and promotion of various embedded insurance that matches customer needs in collaboration with platformers.

https://justincase-tech.com/joinsure

1. Providing SaaS Benefits By using this service, not only can our customers achieve significant reduction in initial costs compared to typical scratch development, but legal revisions are automatically updated, and functions added after system adoption can be used without additional costs. By utilizing "joinsure", which has functions implemented for a series of insurance operations, swift business launch is possible. Also, as system maintenance work is unnecessary, focus can be placed on product development and design.
   

2. Realizing Quick Launch of New Products Typically, it takes several months to over a year from obtaining permission for an insurance product to its sale. When joinsure is implemented as a core system, the development and implementation period for the design process can be significantly shortened as the system design takes insurance-specific status event management and data structures into consideration. It is designed to support over 60 types of insurance products, allowing for quick launch of complex products that satisfy customers' various needs.
   

3. Enabling Fully Web-Based Insurance Operations "joinsure" is a system that provides fully web-based insurance operational functions. Although online insurance sales have been available for quite some time, its market share remains small. As "joinsure" has a track record of improving conversion rates, the Company believes it can greatly contribute to promoting the digitalization of insurance operations.

JAL Insurance - Cancer Insurance and Medical Insurance
Coverage: Cancer and Medical
Underwriting Insurance Company: Tokio Marine & Nichido Fire Insurance Co., Ltd.
Appointed Agent: JALUX Insurance Service Co., Ltd.
Cancer Insurance URL: https://jal-hoken.jal.co.jp/cancer/
Medical Insurance URL: https://jal-hoken.jal.co.jp/healthcare/

About JAL
Company Name: Japan Airlines Co., Ltd.
Representative: Mitsuko Tottori, President
Head Office: Nomura Real Estate Tennozu Building, 4-11, Higashi-Shinagawa 2-chome, Shinagawa-ku, Tokyo
Business Description: Scheduled air transport business and non-scheduled air transport business, aircraft use business, and all other incidental or related businesses
URL: https://www.jal.com/ja/

About JALUX
Company Name: JALUX Inc.
Representative: Satoru Takahama, President & CEO
Location: Shinagawa Season Terrace, 1-2-70 Konan, Minato-ku, Tokyo
Business Description: Aviation & Airport Business, Life Service Business, Retail Business, Foods & Beverage Business
URL: https://www.jalux.com/

About Tokio Marine & Nichido Fire Insurance
Company Name: Tokio Marine & Nichido Fire Insurance Co., Ltd.
Representative: Hiroaki Shirota, President & CEO
Location: 2-6-4 Otemachi, Chiyoda-ku, Tokyo
Business Description: Non-life insurance business, agency and clerical work, defined contribution pension plan operation management, automobile liability security business commission, etc.
URL: https://www.tokiomarine-nichido.co.jp

About justInCaseTechnologies
Company Name: justInCaseTechnologies Inc.
Established: 2019
Representative: Kazy Hata, CEO
Location: 1-8-1 Nihonbashi Kayabacho, Chuo-ku, Tokyo
Business Description: Provision of insurance and finance-related tech services
URL: https://justincase-tech.com/

For inquiries regarding this press release: alliance@justincase-tech.com