justlnCaseTechnologies Inc. (CEO: Kazuya Hata, hereinafter "the Company") has begun providing its SaaS insurance system "joinsure" to Orient Corporation (President and CEO: Tetsuo limori, hereinafter "Orico") from March 3, 2025, to support Orico's digitalization of customer touchpoints and operational efficiency in its insurance business.

Orico introduces Orico Cancer Insurance, a new service exclusively for e-Orico members. This offering is part of Orico's comprehensive financial services ecosystem and provides tailored insurance coverage designed to meet customers' needs across different life stages.

The Orico Cancer Insurance includes medical, cancer, and nursing care insurance coverage underwritten by Tokio Marine & Nichido Fire Insurance Co., Ltd., offering robust protection against a variety of risks. Orico selected “joinsure” based on justlnCaseTechnologies’ proven insurance marketing expertise and the sophisticated capabilities of the SaaS Insurance system.

The company will continue being committed to collaborating with Orico and Tokio Marine & Nichido to enhance both insurance product value and user experience, making Orico Cancer Insurance the preferred choice for an expanding customer base.

About SaaS Insurance System "joinsure"

"joinsure" is a cloud-based insurance business system developed by the Company based on the justlnCase Group's knowledge. It consists of an insurance application system, policy management system, and insurance claim management system. It is widely used as a middleware in the scenarios of new company establishments, new product development, and collaboration with platformers. It supports not only small-amount short-term insurance business but also life and non-life insurance operations. In addition to significantly reducing initial costs compared to typical scratch development, it enables quick market entry of insurance products and promotion of various embedded insurance that matches customer needs in collaboration with platformers.

1.   Providing SaaS Benefits
By using this service, not only can our customers achieve significant reduction in initial costs compared to typical scratch development, but legal revisions are automatically updated, and functions added after system adoption can be used without additional costs. By utilizing "joinsure", which has functions implemented for a series of insurance operations, swift business launch is possible. Also, as system maintenance work is unnecessary, focus can be placed on product development and design.

2.   Realizing Quick Launch of New Products
Typically, it takes several months to over a year from obtaining permission for an insurance product to its sale. When joinsure is implemented as a core system, the development and implementation period for the design process can be significantly shortened as the system design takes

insurance-specific status event management and data structures into consideration. It is designed to support over 60 types of insurance products, allowing for quick launch of complex products that satisfy customers' various needs.

3.   Enabling Fully Web-Based Insurance Operations
"joinsure" is a system that provides fully web-based insurance operational functions. Although online insurance sales have been available for quite some time, its market share remains small. As "joinsure" has a track record of improving conversion rates, the Company believes it can greatly contribute to promoting the digitalization of insurance operations.

About Orico's Cancer Insurance

Product Name: Cancer Coverage, Medical Coverage, Nursing Care Coverage Coverage Overview: Cancer, Medical Care, Nursing Care
Underwriting Insurance Company: Tokio Marine & Nichido Fire Insurance Co., Ltd. Appointed Agent: ITOCHU Orico Insurance Services Co. Ltd.
URL: https://soliciting.joinsure.jp/cancer/0136fe63b4e14415

About Orico

Company Name: Orient Corporation Founded: 1954
Representative: Tetsuo limori, President & CEO Head Office: 5-2-1 Kojimachi, Chiyoda-ku, Tokyo
Business Activities: Installment credit business, credit card and cash loan business, bank loan guarantee business, etc.
URL: https://www.orico.co.jp/

About ITOCHU Orico Insurance Services

Company Name: ITOCHU Orico Insurance Services Co. Ltd.
Representative: Yoshiharu Mori, President & CEO
Head Office: 3F, ITOCHU Building, 2-5-1 Kita-Aoyama, Minato-ku, Tokyo
Business Activities: Non-life insurance agency business and life insurance solicitation, etc.
URL: https://www.itochuiis.co.jp/

About Tokio Marine & Nichido Fire Insurance

Company Name: Tokio Marine & Nichido Fire Insurance Co., Ltd.
Representative: Hiroaki Shirota, President
Location: 2-6-4 Otemachi, Chiyoda-ku, Tokyo
Business Activities: Non-life insurance business, agency and administrative services, defined contribution pension plan administration, automobile liability insurance protection services, etc.
URL: https://www.tokiomarine-nichido.co.jp

About justlnCaseTechnologies

Company Name: justlnCaseTechnologies Inc.
Founded: 2018
Representative: Kazy Hata, CEO
Location: 1-8-1 Nihonbashi Kayabacho, Chuo-ku, Tokyo
Business Activities: Provision of insurance and finance-related tech services
URL: https://justincase-tech.com/